• Initial Treatment: Pays a lump sum for the first visit to an ER or Urgent Care (usually $100–$200+ depending on the plan option).
  • Specific Injuries: Pays set amounts for fractures, dislocations, lacerations, or burns.
  • Follow-up Care: Provides cash for physical therapy sessions and follow-up doctor visits
  • Hospitalization: Includes an "Initial Hospitalization" benefit (often around $1,000) and a daily "Confinement" benefit for every day you stay in the hospital.
  • Wellness Benefit: Most versions include an annual "Wellness" payout (approx. $60) just for getting a routine checkup or screening.