- Hospital Admission: A high-value lump sum (often $500–$1,000+) paid the first time you are admitted as an inpatient per year.
- Daily Confinement: A daily cash amount (e.g., $150/day) for every day you remain in the hospital.
- Intensive Care (ICU): Higher daily payouts if you are in the ICU.
- No Network: You can use any hospital; Aflac doesn't care where you go, they just need the discharge papers to pay you.